Terms and Conditions

1. Services described

Hiqalityqa provides AI-assisted data processing, visualisation, and scoring to help independent operators review market-related information. Features may include dashboards, alerts, watchlists, and exported reports. We may add, modify, or discontinue features at any time to maintain quality, security, or performance.

We do not execute trades, hold funds, operate a brokerage, or manage assets on your behalf. You remain solely responsible for any decisions you make based on information shown in the service.

2. Eligibility and account

You must be at least 18 years old, or the age of majority in your place of residence, and legally able to enter into contracts. If registration is required, you agree to provide accurate information, keep credentials confidential, and promptly notify us of unauthorised use. You are responsible for activity under your account.

3. Acceptable use

You agree to use the services lawfully and only for their intended purpose. You must not:

a) attempt to disrupt, overload, reverse-engineer, or gain unauthorised access to the service;
b) upload unlawful, infringing, or harmful content;
c) misrepresent outputs as professional advice or as guarantees;
d) resell, scrape at scale, or redistribute the service without written permission;
e) use the service in violation of applicable laws or third-party rights.

We may suspend or restrict access where we reasonably believe these terms have been breached or security is at risk.

4. Data, inputs and third-party sources

You retain rights to data you submit. You grant Hiqalityqa a limited licence to process submitted data solely to provide and improve the service as described in our Privacy notice. Market and third-party data may be delayed, incomplete, or inaccurate. We do not warrant the completeness or timeliness of any feed, score, or signal.

5. Risk disclosure

All market-related decisions involve risk, including possible loss. Past patterns, backtests, or simulated scores do not predict future outcomes. You should conduct your own research and, where appropriate, seek independent professional advice before acting. Use risk controls, position limits, and only resources you can afford to put at risk.

6. Intellectual property

The website, software, text, graphics, models, scores, and layout are owned by Hiqalityqa or its licensors and protected by intellectual property laws. Except for viewing and using the service as permitted, no rights are transferred. You may not copy, modify, or create derivative works except as expressly allowed in writing.

7. Availability and changes

We aim for reliable availability but do not guarantee uninterrupted or error-free operation. Maintenance, data-provider issues, or events beyond our control may cause temporary unavailability. We may update these Terms from time to time; the version published on this page will state its effective date. Continued use after changes take effect constitutes acceptance.

8. Limitation of liability

To the maximum extent permitted by applicable law, Hiqalityqa is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. To the extent permitted by law, Hiqalityqa and its operators will not be liable for indirect, incidental, consequential, or punitive damages, or for loss of profits, data, or opportunities arising from use of or inability to use the service.

Where liability cannot be excluded, it will be limited to the minimum extent required by law. Nothing in these terms limits rights that cannot be limited by law or liability for fraud or wilful misconduct where such limitation is not permitted.

9. Indemnity

You agree to indemnify and hold harmless Hiqalityqa from claims, losses, and expenses arising from your misuse of the service, violation of these terms, or violation of law or third-party rights, to the extent permitted by applicable law.

10. Termination

You may stop using the service at any time. We may suspend or terminate access with reasonable notice, or immediately where necessary for security, legal compliance, or material breach. Sections concerning intellectual property, liability, and risk disclosure survive termination.

11. General provisions

These terms constitute the general basis for use of the website and software. If any provision is found unenforceable, the remaining provisions continue in effect. Failure to enforce a provision is not a waiver. You may not assign your rights without consent. [Placeholder: insert governing law, jurisdiction, and dispute-resolution process after legal review].

12. Contact and requests

For questions about these Terms, account matters, or to request correction of account information, use the contact page. Please include the subject “Terms enquiry” and describe your request so we can respond efficiently.

Draft note: Replace bracketed placeholders, confirm effective date, fee/refund terms if applicable, and jurisdiction with your legal adviser. Keep this page consistent with your Privacy notice.